As the year draws to a close and the festive season approaches, it’s common to feel the pressure of keeping your space tidy and organised.

But beyond simply creating a more comfortable living environment, decluttering and optimising storage can also have a significant impact on your property's value and appeal, which can help if you're considering selling in the new year.

Here are six storage solutions that not only help you manage your belongings but also enhance your home's marketability.

Loft space

With a bit of creativity, lofts can become a useful storage space and major selling point. By turning your loft into an organised, accessible storage solution, you can not only make your life much easier but also increase the value of your property. Installing sturdy shelving and proper flooring makes your loft a safe and practical place to store decorations, suitcases, or unused items. 

Built-in wardrobes

Freestanding wardrobes can be bulky and take up valuable floor space. A solution to this is installing a built-in wardrobe, which can be customised to fit your needs and bedroom designs. The sleek, modern look of built-in wardrobes also helps to increase property value, which is key if you decide to sell your property.

Under-stair storage

The space under the stairs is often overlooked, but it presents a great opportunity to create a clever storage solution. Installing pull-out drawers, shelving, or even a small coat cupboard can ensure you make the most of the space, making more room for furniture or festive decorations.

Organise kitchen cupboards

Kitchens can become cluttered with gadgets and ingredients, especially at Christmas time. Eating leftover snacks, discarding out-of-date ingredients, and organising your cabinets can help make cooking Christmas dinner and baking festive treats much easier.

Invest in bathroom storage

Bathrooms are often short on storage, so adding shelving, a vanity unit with drawers, or wall-mounted cabinets can transform your space. Keeping toiletries, towels, and cleaning products neatly stored away helps make even the smallest of bathrooms feel larger.

Outdoor storage solutions for garden essentials

If you have a garden, outdoor storage solutions are a must. A garden shed can help you neatly store tools, outdoor furniture, or children’s toys, leaving your garden looking tidy. Keeping the exterior of your property free of clutter improves kerb appeal and demonstrates to buyers that the outdoor space is low-maintenance, which could add value to your home.

As we head towards the winter months, now is the optimum time for landlords to prepare their properties for the harsher weather. Spending time and effort winterising your properties now could prevent future problems and save money further down the line. Here’s our winter property guide for landlords.

Service your boiler 

The number one priority for every landlord should be checking that the boiler in your property (or properties) is in good condition, as repair costs can be extremely expensive. Book a boiler service to ensure that everything is working correctly and safely, as boilers can easily break down when turned on and used in the colder months. 

Insulate pipes 

Adding insulation to your pipes is a worthwhile measure that will prevent them from freezing or bursting due to the cold. Focus on pipes in external areas and lofts, which may be subject to the most extreme temperatures, and problems should be avoided as the cold sets in. 

Install smoke and carbon monoxide alarms 

In line with regulations from October 2015, a smoke alarm must be installed on each floor of a rental property – now is the perfect time to double check these are in good working order. If your rental property has a fireplace (or solid fuel appliance), then additional carbon monoxide alarms must be fitted in the same room, as the chances of these items being used increase astronomically in winter.

Inspect the roof 

Chipped, cracked, or dislodged tiles on your roof could lead to significant water damage, and in cold temperatures, this can lead to structural issues with water freezing and expanding. Double-check that your roof is in tiptop condition to prevent any issues in the future.

Clean the gutters

While you take time checking any issues on your roof, be sure to check your guttering and clear them out to avoid blockages and breakages when the inevitable rain falls. By not having your guttering cleaned regularly, you are making your property vulnerable to drainage issues, which could lead to larger problems in the future.

Seal any draughts or air leaks

Air leaks can crop up over summer, leaving your home ill-prepared for the cold winter. This will increase the energy bill for you or your tenants, so by inspecting windows, doors, or any other vulnerable spots and sealing them up with caulk, you can ensure to provide a warm and energy-efficient home.

Provide winter emergency supplies

Equip your rental property with essential winter emergency supplies to ensure your tenants feel safe in your property. This can be a first aid kit, a torch, or even a shovel for the scenario of becoming snowed in. Providing these will create peace of mind for you and your tenants.

Choosing your next property is a big decision, and you will have many questions during a viewing. These questions could be the answer to finding the right rental property, and they will help guide you during your search.

Do you like the location? 

Location is key when you are searching for your next home. Practical considerations such as your proximity to work, transport links, or excellent social amenities will help inform your decisions. But it’s also vital to ask yourself: What do you want from your next home's location? Is it important to be close to the countryside and vibrant towns and cities?

Is the kitchen in good order?

There's nothing wrong with running a tap to check the water pressure. How energy efficient are the appliances, and are they in good working order? Take a look at the cupboard spaces, as well as the condition of the walls. Check what is included as you would in any other room of the house.

Are the bedrooms right for your needs?

Are the bedrooms spacious enough for your needs? Is there scope to decorate? It’s important to define the boundaries here. If beds are included, you might want to inspect them thoroughly. It's also worth checking windows for drafts and areas around curtains for telltale signs of poor ventilation.

What should you look out for in the bathroom?

The bathroom's general cleanliness, from grouting between the tiles to the condition of the ceiling, is critical. Look carefully for evidence of mould. Extractor fans can be essential to keeping bathrooms in tip-top shape and can sometimes hide evidence of poor ventilation. That said, tenants should also play their part by opening windows regularly.

What does the property's exterior look like?

Whether you are renting a city apartment or a property in the suburbs, don’t neglect to take a thorough look around outside. Small and large outdoor spaces are equally important considerations. Do you have the time to maintain a large garden, or will it be maintained for you? Perhaps a characterful yet compact outdoor space that is perfect for winding down after a long day is exactly what you're looking for.

Final thoughts 

Take full advantage of your agent’s knowledge and expertise; that’s what they’re there for. Some properties benefit from round-the-clock maintenance support. Even without this in place, you will benefit from expert guidance when renting through a reputable agent. Renting this way will allow you to feel at ease and provide you with all the right information you need to make a confident choice.

As autumn sets in and the end of the year approaches, landlords across the UK are gearing up to fill their rental properties before the holiday season arrives. Finding a tenant before December can present some unique challenges, so here’s a comprehensive guide to help you secure a tenant quickly and efficiently.

Prepare your property

First impressions count, so make sure your property is in top condition to attract potential tenants. Spend some time on necessary repairs, touch-ups, and deep cleaning. Additionally, you could consider enhancing kerb appeal with some eye-catching seasonal decorations or a welcoming wreath on the front door.

Set an attractive rent

An agent can help you set an attractive rent by researching current market rates in your area to establish a competitive rental price. While maximising profit is important, pricing too high can deter potential tenants. Be realistic and consider offering incentives such as utilities included or a reduced first month's rent to attract quality applicants.

Utilise online listings

A letting agent can utilise their online presence and take advantage of various online platforms to advertise your property. They will use high-quality photos and detailed descriptions to grab the attention of their network of potential tenants. 

Screen applicants thoroughly

Once inquiries start coming in, applicants should be screened rigorously. A letting agent can handle the process for you by requesting references from previous landlords and conducting employment verification and credit checks. This ensures that potential tenants meet your criteria for reliability and financial stability.

Offer flexible terms

Consider offering flexible agreement terms to attract a wider range of tenants. Short-term tenancy agreements or month-to-month options can appeal to tenants seeking temporary accommodation or unsure of their long-term plans.

Provide excellent customer service

Respond promptly to inquiries and maintain clear communication throughout the application process. A positive landlord-tenant relationship often begins with a smooth and professional interaction. Opting for a fully managed package means your tenants are taken care of by professionals from the offset, which can be an invaluable service if you operate on a busy schedule.

Stay informed about legal requirements

Ensure you comply with all legal requirements and regulations regarding rental properties in your area. Stay updated on tenant rights, eviction procedures, and safety standards to avoid potential legal issues.

Enlist the help of a letting agent

If managing the rental process becomes overwhelming, consider hiring a letting agent to help you with all aspects of property management. They can handle marketing, tenant screening, tenancy agreements, and ongoing management tasks on your behalf.

As autumn sets in and the end of the year approaches, landlords across the UK are gearing up to fill their rental properties before the holiday season arrives. Finding a tenant before December can present some unique challenges, so here’s a comprehensive guide to help you secure a tenant quickly and efficiently.

Prepare your property

First impressions count, so make sure your property is in top condition to attract potential tenants. Spend some time on necessary repairs, touch-ups, and deep cleaning. Additionally, you could consider enhancing kerb appeal with some eye-catching seasonal decorations or a welcoming wreath on the front door.

Set an attractive rent

An agent can help you set an attractive rent by researching current market rates in your area to establish a competitive rental price. While maximising profit is important, pricing too high can deter potential tenants. Be realistic and consider offering incentives such as utilities included or a reduced first month's rent to attract quality applicants.

Utilise online listings

A letting agent can utilise their online presence and take advantage of various online platforms to advertise your property. They will use high-quality photos and detailed descriptions to grab the attention of their network of potential tenants. 

Screen applicants thoroughly

Once inquiries start coming in, applicants should be screened rigorously. A letting agent can handle the process for you by requesting references from previous landlords and conducting employment verification and credit checks. This ensures that potential tenants meet your criteria for reliability and financial stability.

Offer flexible terms

Consider offering flexible agreement terms to attract a wider range of tenants. Short-term tenancy agreements or month-to-month options can appeal to tenants seeking temporary accommodation or unsure of their long-term plans.

Provide excellent customer service

Respond promptly to inquiries and maintain clear communication throughout the application process. A positive landlord-tenant relationship often begins with a smooth and professional interaction. Opting for a fully managed package means your tenants are taken care of by professionals from the offset, which can be an invaluable service if you operate on a busy schedule.

Stay informed about legal requirements

Ensure you comply with all legal requirements and regulations regarding rental properties in your area. Stay updated on tenant rights, eviction procedures, and safety standards to avoid potential legal issues.

Enlist the help of a letting agent

If managing the rental process becomes overwhelming, consider hiring a letting agent to help you with all aspects of property management. They can handle marketing, tenant screening, tenancy agreements, and ongoing management tasks on your behalf.

Choosing your next property is a big decision, and you will have many questions during a viewing. These questions could be the answer to finding the right rental property, and they will help guide you during your search.

Do you like the location? 

Location is key when you are searching for your next home. Practical considerations such as your proximity to work, transport links, or excellent social amenities will help inform your decisions. But it’s also vital to ask yourself: What do you want from your next home's location? Is it important to be close to the countryside and vibrant towns and cities?

Is the kitchen in good order?

There's nothing wrong with running a tap to check the water pressure. How energy efficient are the appliances, and are they in good working order? Take a look at the cupboard spaces, as well as the condition of the walls. Check what is included as you would in any other room of the house.

Are the bedrooms right for your needs?

Are the bedrooms spacious enough for your needs? Is there scope to decorate? It’s important to define the boundaries here. If beds are included, you might want to inspect them thoroughly. It's also worth checking windows for drafts and areas around curtains for telltale signs of poor ventilation.

What should you look out for in the bathroom?

The bathroom's general cleanliness, from grouting between the tiles to the condition of the ceiling, is critical. Look carefully for evidence of mould. Extractor fans can be essential to keeping bathrooms in tip-top shape and can sometimes hide evidence of poor ventilation. That said, tenants should also play their part by opening windows regularly.

What does the property's exterior look like?

Whether you are renting a city apartment or a property in the suburbs, don’t neglect to take a thorough look around outside. Small and large outdoor spaces are equally important considerations. Do you have the time to maintain a large garden, or will it be maintained for you? Perhaps a characterful yet compact outdoor space that is perfect for winding down after a long day is exactly what you're looking for.

Final thoughts 

Take full advantage of your agent’s knowledge and expertise; that’s what they’re there for. Some properties benefit from round-the-clock maintenance support. Even without this in place, you will benefit from expert guidance when renting through a reputable agent. Renting this way will allow you to feel at ease and provide you with all the right information you need to make a confident choice.

As we head towards the winter months, now is the optimum time for landlords to prepare their properties for the harsher weather. Spending time and effort winterising your properties now could prevent future problems and save money further down the line. Here’s our winter property guide for landlords.

Service your boiler 

The number one priority for every landlord should be checking that the boiler in your property (or properties) is in good condition, as repair costs can be extremely expensive. Book a boiler service to ensure that everything is working correctly and safely, as boilers can easily break down when turned on and used in the colder months. 

Insulate pipes 

Adding insulation to your pipes is a worthwhile measure that will prevent them from freezing or bursting due to the cold. Focus on pipes in external areas and lofts, which may be subject to the most extreme temperatures, and problems should be avoided as the cold sets in. 

Install smoke and carbon monoxide alarms 

In line with regulations from October 2015, a smoke alarm must be installed on each floor of a rental property – now is the perfect time to double check these are in good working order. If your rental property has a fireplace (or solid fuel appliance), then additional carbon monoxide alarms must be fitted in the same room, as the chances of these items being used increase astronomically in winter.

Inspect the roof 

Chipped, cracked, or dislodged tiles on your roof could lead to significant water damage, and in cold temperatures, this can lead to structural issues with water freezing and expanding. Double-check that your roof is in tiptop condition to prevent any issues in the future.

Clean the gutters

While you take time checking any issues on your roof, be sure to check your guttering and clear them out to avoid blockages and breakages when the inevitable rain falls. By not having your guttering cleaned regularly, you are making your property vulnerable to drainage issues, which could lead to larger problems in the future.

Seal any draughts or air leaks

Air leaks can crop up over summer, leaving your home ill-prepared for the cold winter. This will increase the energy bill for you or your tenants, so by inspecting windows, doors, or any other vulnerable spots and sealing them up with caulk, you can ensure to provide a warm and energy-efficient home.

Provide winter emergency supplies

Equip your rental property with essential winter emergency supplies to ensure your tenants feel safe in your property. This can be a first aid kit, a torch, or even a shovel for the scenario of becoming snowed in. Providing these will create peace of mind for you and your tenants.

As the year draws to a close and the festive season approaches, it’s common to feel the pressure of keeping your space tidy and organised.

But beyond simply creating a more comfortable living environment, decluttering and optimising storage can also have a significant impact on your property's value and appeal, which can help if you're considering selling in the new year.

Here are six storage solutions that not only help you manage your belongings but also enhance your home's marketability.

Loft space

With a bit of creativity, lofts can become a useful storage space and major selling point. By turning your loft into an organised, accessible storage solution, you can not only make your life much easier but also increase the value of your property. Installing sturdy shelving and proper flooring makes your loft a safe and practical place to store decorations, suitcases, or unused items. 

Built-in wardrobes

Freestanding wardrobes can be bulky and take up valuable floor space. A solution to this is installing a built-in wardrobe, which can be customised to fit your needs and bedroom designs. The sleek, modern look of built-in wardrobes also helps to increase property value, which is key if you decide to sell your property.

Under-stair storage

The space under the stairs is often overlooked, but it presents a great opportunity to create a clever storage solution. Installing pull-out drawers, shelving, or even a small coat cupboard can ensure you make the most of the space, making more room for furniture or festive decorations.

Organise kitchen cupboards

Kitchens can become cluttered with gadgets and ingredients, especially at Christmas time. Eating leftover snacks, discarding out-of-date ingredients, and organising your cabinets can help make cooking Christmas dinner and baking festive treats much easier.

Invest in bathroom storage

Bathrooms are often short on storage, so adding shelving, a vanity unit with drawers, or wall-mounted cabinets can transform your space. Keeping toiletries, towels, and cleaning products neatly stored away helps make even the smallest of bathrooms feel larger.

Outdoor storage solutions for garden essentials

If you have a garden, outdoor storage solutions are a must. A garden shed can help you neatly store tools, outdoor furniture, or children’s toys, leaving your garden looking tidy. Keeping the exterior of your property free of clutter improves kerb appeal and demonstrates to buyers that the outdoor space is low-maintenance, which could add value to your home.

If you’re thinking of selling your home, you’ve probably asked yourself the age-old question: Is now a good time? The short answer is yes – but the property market is no simple matter, so let’s take a deeper look into why now could be the perfect time to get your home on the market.

Buyers are active

The first Bank of England rate cut in four years has led to a notable increase in buyer activity. Lower interest rates reduce the cost of borrowing, making mortgages more affordable for potential homeowners. As a result, the market saw a 19% surge in inquiries from potential buyers in August 2024 compared to the same period in 2023.*
This suggests that more people are considering buying homes due to lower mortgage rates. The rate cut has effectively re-energised the housing market, encouraging more people to act on their desire to buy, especially as the current economic environment favours homeownership.

Supply remains low

Despite the increased interest from buyers, the supply of homes on the market remains 3% lower than pre-pandemic levels.* A common seasonal trend in the housing market is that after the summer holiday season, many potential sellers delay their plans to sell until the new year. This seasonal slowdown in listings contributes to an already low housing supply, giving existing sellers a significant advantage. In markets where demand exceeds supply, you might be able to price your home more competitively.

Houses are selling

HMRC data shows that 90,210 residential property transactions were completed in August 2024, which is 5% higher than the year before.** This rise in completed transactions suggests a healthy market where not only are buyers actively looking for homes, but they’re also following through and closing deals. Increased buyer confidence, likely driven by the lower interest rates and a relatively stable economy, is leading to a greater volume of sales, which can further reinforce market stability.

House prices are predicted to rise steadily

House prices have shown modest growth in recent months, creating a more balanced and stable housing market. With prices rising steadily but not at an unsustainable pace, the market avoids extremes such as overheating or stagnation. This stable environment allows for reasonable negotiations between buyers and sellers, as buyers feel comfortable making sensible offers on properties that are accurately priced.
This equilibrium is beneficial to both parties: buyers aren’t overpaying, and sellers are more likely to get offers close to their asking price. As the demand from buyers continues to outpace supply, house prices are expected to rise further, albeit at a steady and manageable rate.

It’s impossible to predict the future, but the 2024 property market made serious strides forward compared to the previous year. So, the market is already looking good, and 2025 promises to be even better. Let’s take a look at why and what that means for you.

Improving growth

Buyer demand and sales agreed were up by 25% towards the end of 2024 compared with the previous year.* This helps set the market up nicely for next year. As movers place their homes on the market to make an early start, the market gains more momentum. All of this means you should be able to sell more quickly and get the price you want for your property with minimal fuss. You can also enjoy exploring different properties as they appear in your inbox.

Good levels of stability

This is key to understanding the market. Far from the fear of sudden drops or high levels of house price inflation, the market has remained stable. Over the course of 2024, average house prices in the UK increased by 1%.* Property values have experienced more significant increases in many regions. The market has entered a new era, allowing you to both buy and sell at a good price. This is largely due to sensible levels of interest rates.

More competitive mortgages

The expectation is that mortgage rates will reduce further in 2025. But if you are holding out for mortgage rates to return to the super low levels of a few years ago, then you will be disappointed. Interest rates are now set at more realistic and sustainable levels. This helps curb house price inflation, creating a more stable market. It’s crucial to remember that compared to years past, interest rates today represent exceptional value.

Lots of options for you

Whatever your property plans are, the upcoming year promises to bring exciting times. More options create more opportunities. When lots of homes change hands, you tend to get a wider choice of properties. So even if you are not quite sure of your next steps, simply exploring the market will offer you much inspiration. This applies whether you are investing, developing, buying a forever home, taking first steps, or looking to buy a second home.

Slicker service

The service agents offer you has improved exponentially over the years. This year will be no exception. This is largely due to the ability to connect to almost endless lists of buyers and sellers, as well as the ever-growing range of services that are made possible. When you combine this knowledge and experience with your local market, you receive superior service. Good agents will be by your side during valuations, viewings, and throughout the entire moving process to make your move easier.

October Zoopla HPI*

A well-managed property portfolio can provide a sturdy and reliable stream of income and could contribute significantly towards your long-term financial health. So, if you’re ready to add another property to your portfolio, now is the time to do so. As we head into a fresh new year, here are some of the key reasons for investing in property in 2025:

Growth forecasted

If you’re asking yourself: ‘Why should I invest in the UK property market?’ You only need to look at 2025’s outlook for your answer. According to Statista, the rental market is on track for growth of nearly 21% by 2028.*
Since 2021, rental growth has gained substantial momentum, with March 2024 witnessing the highest annual growth in a decade.* This trend reflects the complex dynamics between rising mortgage rates, constrained housing affordability, and a limited supply of rental properties.

Interest rates improving

Interest rates are showing signs of improvement, making the market environment more favourable for landlords and investors. As of October 3, 2024, the Bank of England's base rate stood at 5%, down from 5.25%, which was the highest level seen in 16 years.** This reduction signals a shift that could lower borrowing costs for mortgages and loans in the near term.
According to the National Association of Home Builders (NAHB), mortgage rates are expected to decline gradually over the next few years, averaging at 5.86% in 2025, and 5.49% by 2026. This downward trend could reduce financing costs for investors, enhancing the profitability of property purchases.***

Supply shortages

Despite recent improvements, the rental property market continues to face supply shortages. Although the number of available rental homes has increased by 18% compared to last year, there are still 24% fewer properties available than before the pandemic.**
This persistent shortage leaves renters with fewer options and heightened competition for available homes. For property investors, this represents a prime opportunity. If you have a solid understanding of the market and experience in property investment, now is an excellent time to expand your portfolio, not only to capitalise on strong demand but also to help address the ongoing supply challenges.

High demand

Demand for rental properties is expected to remain strong throughout 2025, driven by a combination of factors. While supply shortages are a significant contributor, the lack of affordable housing for potential buyers is also a major influence. The consistent upward trajectory in house prices will make homeownership less attainable for many, further increasing the demand for rental accommodations. As a result, property investors may expect sustained demand and potentially higher rental yields in the coming years.*

If you are considering selling, this could be your year, as the UK property market has made significant progress in 2024. The last quarter of 2024 saw increasingly competitive mortgage rates, which helped to stimulate the market. The number of sales agreed upon increased by 27% compared to 2023.* This has put the market in a good place as we enter another new beginning. Here are 10 top selling tips to make 2025 your year.

First impressions

As potential buyers scroll, make your property jump out at them with those all-important first impressions. Weeding, cleaning, re-painting, grass trimming, and anything else that makes your home look in tip-top shape by increasing its kerb appeal is worth doing.

Make a start now

The Boxing Day Boom and getting an early start in January are both great opportunities to get the ball rolling. But if you feel you would like to wait to prepare your home for sale, then do so. There are always little fixes you can carry out to start the process.

Book a valuation

With house prices holding out well, the market is geared to take an upturn in 2025. This makes it a good time to book a valuation. This will also give you the opportunity to pick your agent’s brains on how to make the most of your home’s value.

Make your home enticing

Decluttering your home can be a pain, but it’s worth doing. If kitchen worktops are clear of clutter, they will look bigger. This applies pretty much everywhere, from sitting rooms to floors and bedrooms.

Be prepared

It’s easy to forget about paperwork when your mind is concentrating on preparing the rest of your property. Having certificates and other necessary documents readily available helps to avoid delays. Sorting blemished paintwork and minor fixes can make a big difference.

Clean as much as you can

Some people love it while others hate it. But homes that look clean and in good order attract buyers. If it helps, break it down into sections. Limescale, grouting between the tiles in the kitchen and bathroom, to the patio or decking all add up.

Set the scene

Dressing your home does not have to be an expensive, labour-intensive exercise. Setting the table nicely, fresh towels in the bathroom, neatly made beds, flowers, and plants after you have cleaned and decluttered will help your home look its best.

Set your asking price correctly

Using a local agent will help you set the right asking price. They may have advised you on how to prepare your home for pictures and a virtual tour. Their understanding of the local market, client list, and experience will help you extract the right value for your home.

Create a strategy

It’s always worth taking the time to discuss your sales strategy throughout the selling process. Having a plan when it’s time to negotiate can help you achieve a better selling price, and your agent’s guidance on this is highly valuable.

Talk to your agent

Regularly communicating with your agent from valuation to viewings, from negotiation to exchange of contracts, will steer you along the right path. There is a lot to remember and a lot to do, but with the right property professionals by your side, selling can be a breeze.

Next year is going to be a good one, thanks largely to the lowest mortgage rates for well over a year. This is encouraging a lot of buying and selling activity and is very positive for the UK property market. So, if you are one of those people who was waiting to see what happens, perhaps now you can finally begin your New Year property resolution. We examine various options.

Buy a first home

More competitive mortgage rates and an expanding range of mortgage products are finally enabling first-time homebuyers to enter the property market. The mortgage guarantee scheme, with its renewed deadline of June 30, 2025, is one way in which you may get a foothold inside your own home. Perhaps your resolution is to help a loved one buy their first home. If this is your goal, you have a variety of options, from guarantor mortgages to equity release.

Improve your property

Perhaps you have already found the perfect property, but you want to make improvements. You may be doing this to add to its value or simply want to enjoy a better kitchen, glass door walls, or a stunning garden. Once your renovations are complete, booking a valuation to update the real value of your home can be both exciting and rewarding.

Sell your property

Given that the market's performance has exceeded many expectations, you may be considering selling. There are promising signs that the 2025 market will offer quicker selling times, better selling prices, and very healthy levels of demand. Toward the end of 2024, buyer demand and sales agreed were up 25% compared to the previous year.*

Begin a property portfolio

You may fancy investing in the lettings market. If you are interested in investing in the lettings market, 2025 could be a good year to start. Many retiring landlords are leaving this market; others are wrongly fearful of the Renters’ Rights Bill, which if implemented could improve life for landlords and tenants. This means you may be able to buy ready-to-let properties with tenants in place. This sector needs new entrepreneurs who can meet the high levels of demand for rental homes.

Get the keys to your forever home

Maybe you are looking for your forever home. In this wonderful time in your life, you'll want every detail to be perfect for you and your loved ones. On the other hand, you will most likely have big plans for it. Over the years, these plans may change, and you will want to own a property that offers that flexibility. You may work from home in a workshop, an office, or both and want more space, maybe you want a home with more land. Whatever you are looking for it’s there waiting for you.

Decide to downsize

You may prefer a modest space that gives you more disposable income and choose to downsize into an energy-efficient property. If you own a larger home that has significantly increased in value in recent years, downsizing could be a wise decision. Your home may surprise you and open the doors to a more comfortable retirement, the opportunity to buy a second home, or simply a chance to do all the things you have always wanted to.

Buy a holiday home

Purchasing a holiday home can be a solid investment—a place to unwind while potentially returning income. There is a steady influx of second homes entering the UK property market. This could be your chance to buy the home you have always wanted by the coast, a rural retreat, or perhaps the city escape you can enjoy at the weekends.

Set the Scene, Sell the Dream

When it comes to selling, first impressions don’t just matter, they’re essential. Buyers often decide how they feel about a home within moments of stepping through the door. That’s why a well-staged property can sell faster and sometimes for more.

Think of staging as storytelling. You’re not just showing rooms – you’re showing a lifestyle. Here’s how to make your home feel irresistible to potential buyers, no matter your budget.

Declutter, Then Declutter Again
Buyers need to visualise themselves living in your home, not navigating around yours. Clear away surfaces, streamline shelves, and pack away anything you don’t use daily. Storage baskets work wonders for hiding day-to-day items while keeping spaces tidy and calm.
Too many personal items, family photos, bold ornaments, or niche collections can unintentionally distract buyers. Keep décor simple and universal.

Lighten Up
Natural light is always a winner. Open curtains wide, clean the windows, and avoid heavy drapes that block out sunshine. For darker corners, switch on lamps to create a warm, inviting glow. LED daylight bulbs can help brighten rooms without making them feel harsh.
If a viewing is scheduled in the evening, light your home ahead of time to avoid fumbling in the dark or stark overhead glare.

Neutral But Not Boring
A neutral colour palette helps your home appeal to the widest audience but that doesn’t mean bland. Add texture and life with scatter cushions, throws, or a statement rug. A vase of fresh flowers or a bowl of lemons on the kitchen counter adds a touch of freshness that makes a space feel ‘lived in’ without being personal.
If you’re tackling a quick refresh, a coat of light grey or warm white paint works wonders in most rooms.

Define the Purpose of Each Space
Buyers can get confused by ambiguous or multi-use rooms. Help them imagine how each area works. A spare room with a desk and a simple chair instantly reads as a home office. A small dining table in the kitchen creates a cosy breakfast nook.
Even if it’s not how you use the space daily, clear visual cues help buyers connect emotionally.

The Final Flourish
Before every viewing, run through a quick checklist:
- Lights on, bins out, toilet seats down
- Pets and pet items out of sight
- A subtle scent – fresh linen, not overpowering air freshener
- Cushions plumped, throws folded, and beds made with care
And don’t forget the garden or balcony. A swept path, a clean patio, or a couple of potted plants can make all the difference.

Make Your Home Unforgettable for All the Right Reasons
Staging isn’t about hiding flaws – it’s about highlighting potential. Done well, it makes buyers feel at home the moment they walk in.

Want more tailored staging advice? Let’s talk about your space today.

Clarity from the Start: Your Step-by-Step Home-Selling Timeline

Selling your home is more than just accepting an offer – it’s a process with several stages, each one important to getting the outcome you want. Understanding what happens, when, and why can make the journey smoother and less stressful, especially if it’s your first time or if it’s been a while.

Here’s a clear, step-by-step look at the typical selling timeline from the moment you invite an agent over to the day you hand over the keys.

1. Valuation and Setting the Price
It all starts with a market appraisal. Your agent will assess your property’s condition, layout, and location, while reviewing recent local sales. This isn’t just about numbers – it’s about understanding what today’s buyers are looking for and how your home fits.
After the valuation, you’ll agree on a pricing strategy – this might mean marketing slightly below to drive competition or aiming higher if demand is strong.

2. Preparing Your Home for Sale
Presentation matters before your property hits the market. This may include decluttering, a bit of touch-up painting, and small fixes. Your agent will often arrange professional photography and floorplans to make your listing stand out online. Tidy gardens, sparkling kitchens, and neutral spaces tend to get more clicks and more viewings.

3. Launching Your Property
Once your home is listed on portals like Rightmove and Zoopla, the first week is crucial. This is when you’ll get the most attention. Viewings are booked, feedback is gathered, and you’ll start to get a sense of the market response.

4. Receiving and Negotiating Offers
Your agent will manage offers, verify buyers’ financial positions, and help you assess not just the amount offered but also the strength of the buyer – are they chain-free? Mortgage-approved or cash?
Once a deal is agreed, you move to Sold Subject to Contract (SSTC).

5. Conveyancing and Surveys
After an offer is accepted, the legal process begins. You’ll instruct a solicitor to handle the paperwork, and the buyer will organise surveys and mortgage valuations. Your agent will stay involved to help move things along and resolve any issues.

6. Exchange and Completion
Once contracts are exchanged, the sale becomes legally binding. A completion date is agreed, usually 1–4 weeks later. This is when you’ll vacate the property, hand over the keys, and funds are transferred.

A Smoother Move, With the Right Guide
Selling a home doesn’t need to be a guessing game. With the right support and clear steps in place, the process becomes less daunting and more manageable.

Ready to start your selling journey? Let us guide you from first step to sold.

The Hidden Costs of Homeownership

When you start looking for your dream home, the price you see listed isn’t the full picture. While it’s tempting to think only about the mortgage and deposit, there are numerous additional costs that can add up quickly. Understanding these expenses will help you plan ahead and avoid surprises along the way.

Here’s a breakdown of the key costs involved in buying a home in England, beyond just the price tag.

1. Stamp Duty

Stamp Duty Land Tax (SDLT) is one of the biggest costs for homebuyers. It’s a tax on the purchase price, and the amount varies depending on the value of the property.

First-time buyers: No stamp duty on properties up to £300,000. 5% applies to the portion between £300,000 and £500,000.

Home movers:

• 0% on the first £125,000
• 2% on the portion between £125,001 and £250,000
• 5% on the portion between £250,001 and £925,000
• 10% on the portion between £925,001 and £1.5 million
• 12% on any portion above £1.5 million

Example: For a home priced at £300,000:

• 0% on the first £125,000 = £0
• 2% on the next £125,000 = £2,500
• 5% on the final £50,000 = £2,500
• Total SDLT = £5,000

2. Legal Fees and Conveyancing

Legal fees cover the cost of a solicitor or conveyancer to handle contracts, searches, and transferring property ownership. Fees typically range from £500 to £1,500, depending on complexity. Always request a clear quote upfront to avoid unexpected costs.

3. Surveys and Property Inspections

Surveys aren’t legally required but are highly recommended to check the property’s condition and avoid costly hidden issues.

• Homebuyer Report: £300–£500, provides an overview of the property.
• Building Survey: £600–£1,500, ideal for older or structurally uncertain properties.
• Valuation Survey: Usually requested by the lender, may be included in mortgage fees.

These surveys can reveal problems like damp, cracks, or faulty wiring, potentially saving money in the long term.

4. Moving Costs

Removal costs typically range from £300–£1,000, depending on distance, belongings, and packing services. Packing materials can add another £50–£100. Cleaning costs for your previous property should also be considered.

5. Insurance

Most lenders require buildings insurance before completion, costing around £200–£400 per year. Contents insurance is optional but recommended to protect personal belongings.

The Real Cost of Buying a Home

While it’s easy to focus on the sale price, these additional costs can add up quickly. Understanding them early gives you a clearer picture of your financial commitment.

Be fully prepared for the hidden costs of homeownership,

contact us today for expert guidance.

Government Support Schemes for Buyers in 2025

With house prices and deposit hurdles still towering for first-time buyers and home movers, the government has introduced several support schemes to help bridge the gap. Here’s a breakdown of the key options available in England in 2025, what they offer, and who they suit best.

1. Freedom to Buy mortgage guarantee

Introduced permanently in July 2025, this scheme supports lenders in offering 95% loan-to-value mortgages, requiring just a 5% deposit. The government acts as guarantor, encouraging lenders to maintain low-deposit products even in tighter markets.

Who it helps: First-time buyers and home movers with limited savings.

Trade-off: Interest rates may be higher; affordability must be carefully assessed.

2. Shared ownership

Shared Ownership allows you to buy a portion of a home (25%–75%) while paying rent on the remainder. Over time, you can increase your ownership through “staircasing” until you own 100% if desired.

Who it’s for:

• Low- to moderate-income households
• Household income: £80,000 or less (outside London), £90,000 or less (within London)
• First-time buyers or those unable to afford a full-market mortgage
• Previous homeowners unable to buy again (e.g., after a divorce)
• Existing shared owners looking to move

Pros:

• Lower deposit required (5–10% of the share purchased)
• Gradual path to full ownership via staircasing
• More affordable access to homeownership than buying outright

Be aware:

• Rent payable on the share you don’t own until 100% ownership
• Service charges and ground rent apply
• Properties are leasehold with associated conditions
• You remain legally a tenant until full ownership
• Stamp duty may apply when staircasing to 80%+ ownership

3. Help to Buy: equity loan (closed to new applicants)

Closed to new applicants in October 2022, this scheme supported first-time buyers purchasing new-builds. Buyers received a government loan up to 20% of the property price (40% in London), requiring only a 5% deposit and a 75% mortgage. Interest-free for five years, repayments are then based on current market value.

Key points:

• Closed to new applications; purchases completed by March 2023
• Available only for new-build homes from registered developers
• First-time buyers only under the final phase (2021–2023)
• Loan up to 20% in England, 40% in London
• Interest-free for five years, then interest starts at 1.75% (rising annually)
• Repayments based on market value, not original loan—risk if property values fall
• Regional price caps applied (e.g., £600,000 in London)

4. Lifetime ISA (LISA)

A long-term savings vehicle for first-time buyers. Save up to £4,000 yearly and receive a 25% government bonus, up to £1,000 annually. While not a direct purchase scheme, it can help boost your deposit over time.

5. Private equity‑sharing schemes

These allow you to partner with a private investor contributing a portion of the purchase (often up to 25%). You pay rent on their share and can buy them out later based on market value.

Flexibility: Works with resale homes, not just new builds.

Drawback: Rent and eventual buy-out costs must be factored into long-term planning.

Which scheme works best for you?

• Deposit under 5–10%? Freedom to Buy or Shared Ownership can ease initial costs.
• Flexibility? Private equity sharing offers access to resale homes.
• Maximise savings? A Lifetime ISA boosts your deposit.
• Long-term stability? Shared Ownership or proven mortgage guarantee offers structure—just weigh ongoing costs.

Navigating the support landscape

Each scheme has eligibility criteria, financial implications, and potential drawbacks. Consider:

• Interest rates, rent, service charges, and buy-out costs
• Income caps, property caps, and ownership eligibility
• Long-term affordability, not just initial access

Want help assessing your best route to ownership?

Let’s explore schemes that fit you and build your roadmap forward.