Welcome to your March newsletter

Welcome to your March newsletter




Six storage solutions to declutter before December arrives


As the year draws to a close and the festive season approaches, it’s common to feel the pressure of keeping your space tidy and organised.

But beyond simply creating a more comfortable living environment, decluttering and optimising storage can also have a significant impact on your property's value and appeal, which can help if you're considering selling in the new year.

Here are six storage solutions that not only help you manage your belongings but also enhance your home's marketability.

Loft space

With a bit of creativity, lofts can become a useful storage space and major selling point. By turning your loft into an organised, accessible storage solution, you can not only make your life much easier but also increase the value of your property. Installing sturdy shelving and proper flooring makes your loft a safe and practical place to store decorations, suitcases, or unused items. 

Built-in wardrobes

Freestanding wardrobes can be bulky and take up valuable floor space. A solution to this is installing a built-in wardrobe, which can be customised to fit your needs and bedroom designs. The sleek, modern look of built-in wardrobes also helps to increase property value, which is key if you decide to sell your property.

Under-stair storage

The space under the stairs is often overlooked, but it presents a great opportunity to create a clever storage solution. Installing pull-out drawers, shelving, or even a small coat cupboard can ensure you make the most of the space, making more room for furniture or festive decorations.

Organise kitchen cupboards

Kitchens can become cluttered with gadgets and ingredients, especially at Christmas time. Eating leftover snacks, discarding out-of-date ingredients, and organising your cabinets can help make cooking Christmas dinner and baking festive treats much easier.

Invest in bathroom storage

Bathrooms are often short on storage, so adding shelving, a vanity unit with drawers, or wall-mounted cabinets can transform your space. Keeping toiletries, towels, and cleaning products neatly stored away helps make even the smallest of bathrooms feel larger.

Outdoor storage solutions for garden essentials

If you have a garden, outdoor storage solutions are a must. A garden shed can help you neatly store tools, outdoor furniture, or children’s toys, leaving your garden looking tidy. Keeping the exterior of your property free of clutter improves kerb appeal and demonstrates to buyers that the outdoor space is low-maintenance, which could add value to your home.

 

Looking to sell? Book a valuation today to discover the value of your property



Our winter property guide for landlords

As we head towards the winter months, now is the optimum time for landlords to prepare their properties for the harsher weather. Spending time and effort winterising your properties now could prevent future problems and save money further down the line. Here’s our winter property guide for landlords.

Service your boiler 

The number one priority for every landlord should be checking that the boiler in your property (or properties) is in good condition, as repair costs can be extremely expensive. Book a boiler service to ensure that everything is working correctly and safely, as boilers can easily break down when turned on and used in the colder months. 

Insulate pipes 

Adding insulation to your pipes is a worthwhile measure that will prevent them from freezing or bursting due to the cold. Focus on pipes in external areas and lofts, which may be subject to the most extreme temperatures, and problems should be avoided as the cold sets in. 

Install smoke and carbon monoxide alarms 

In line with regulations from October 2015, a smoke alarm must be installed on each floor of a rental property – now is the perfect time to double check these are in good working order. If your rental property has a fireplace (or solid fuel appliance), then additional carbon monoxide alarms must be fitted in the same room, as the chances of these items being used increase astronomically in winter.

Inspect the roof 

Chipped, cracked, or dislodged tiles on your roof could lead to significant water damage, and in cold temperatures, this can lead to structural issues with water freezing and expanding. Double-check that your roof is in tiptop condition to prevent any issues in the future.

Clean the gutters

While you take time checking any issues on your roof, be sure to check your guttering and clear them out to avoid blockages and breakages when the inevitable rain falls. By not having your guttering cleaned regularly, you are making your property vulnerable to drainage issues, which could lead to larger problems in the future.

Seal any draughts or air leaks

Air leaks can crop up over summer, leaving your home ill-prepared for the cold winter. This will increase the energy bill for you or your tenants, so by inspecting windows, doors, or any other vulnerable spots and sealing them up with caulk, you can ensure to provide a warm and energy-efficient home.

Provide winter emergency supplies

Equip your rental property with essential winter emergency supplies to ensure your tenants feel safe in your property. This can be a first aid kit, a torch, or even a shovel for the scenario of becoming snowed in. Providing these will create peace of mind for you and your tenants.

 

Are you ready for the snowy season? Contact us today to find your next tenants



Things to look for when viewing a property


Choosing your next property is a big decision, and you will have many questions during a viewing. These questions could be the answer to finding the right rental property, and they will help guide you during your search.

Do you like the location? 

Location is key when you are searching for your next home. Practical considerations such as your proximity to work, transport links, or excellent social amenities will help inform your decisions. But it’s also vital to ask yourself: What do you want from your next home's location? Is it important to be close to the countryside and vibrant towns and cities?

Is the kitchen in good order?

There's nothing wrong with running a tap to check the water pressure. How energy efficient are the appliances, and are they in good working order? Take a look at the cupboard spaces, as well as the condition of the walls. Check what is included as you would in any other room of the house.

Are the bedrooms right for your needs?

Are the bedrooms spacious enough for your needs? Is there scope to decorate? It’s important to define the boundaries here. If beds are included, you might want to inspect them thoroughly. It's also worth checking windows for drafts and areas around curtains for telltale signs of poor ventilation.

What should you look out for in the bathroom?

The bathroom's general cleanliness, from grouting between the tiles to the condition of the ceiling, is critical. Look carefully for evidence of mould. Extractor fans can be essential to keeping bathrooms in tip-top shape and can sometimes hide evidence of poor ventilation. That said, tenants should also play their part by opening windows regularly.

What does the property's exterior look like?

Whether you are renting a city apartment or a property in the suburbs, don’t neglect to take a thorough look around outside. Small and large outdoor spaces are equally important considerations. Do you have the time to maintain a large garden, or will it be maintained for you? Perhaps a characterful yet compact outdoor space that is perfect for winding down after a long day is exactly what you're looking for.

Final thoughts 

Take full advantage of your agent’s knowledge and expertise; that’s what they’re there for. Some properties benefit from round-the-clock maintenance support. Even without this in place, you will benefit from expert guidance when renting through a reputable agent. Renting this way will allow you to feel at ease and provide you with all the right information you need to make a confident choice.

 

Ready to take your next step? Book a viewing of your favourite properties today



How to find a tenant before December hits


As autumn sets in and the end of the year approaches, landlords across the UK are gearing up to fill their rental properties before the holiday season arrives. Finding a tenant before December can present some unique challenges, so here’s a comprehensive guide to help you secure a tenant quickly and efficiently.

Prepare your property

First impressions count, so make sure your property is in top condition to attract potential tenants. Spend some time on necessary repairs, touch-ups, and deep cleaning. Additionally, you could consider enhancing kerb appeal with some eye-catching seasonal decorations or a welcoming wreath on the front door.

Set an attractive rent

An agent can help you set an attractive rent by researching current market rates in your area to establish a competitive rental price. While maximising profit is important, pricing too high can deter potential tenants. Be realistic and consider offering incentives such as utilities included or a reduced first month's rent to attract quality applicants.

Utilise online listings

A letting agent can utilise their online presence and take advantage of various online platforms to advertise your property. They will use high-quality photos and detailed descriptions to grab the attention of their network of potential tenants. 

Screen applicants thoroughly

Once inquiries start coming in, applicants should be screened rigorously. A letting agent can handle the process for you by requesting references from previous landlords and conducting employment verification and credit checks. This ensures that potential tenants meet your criteria for reliability and financial stability.

Offer flexible terms

Consider offering flexible agreement terms to attract a wider range of tenants. Short-term tenancy agreements or month-to-month options can appeal to tenants seeking temporary accommodation or unsure of their long-term plans.

Provide excellent customer service

Respond promptly to inquiries and maintain clear communication throughout the application process. A positive landlord-tenant relationship often begins with a smooth and professional interaction. Opting for a fully managed package means your tenants are taken care of by professionals from the offset, which can be an invaluable service if you operate on a busy schedule.

Stay informed about legal requirements

Ensure you comply with all legal requirements and regulations regarding rental properties in your area. Stay updated on tenant rights, eviction procedures, and safety standards to avoid potential legal issues.

Enlist the help of a letting agent

If managing the rental process becomes overwhelming, consider hiring a letting agent to help you with all aspects of property management. They can handle marketing, tenant screening, tenancy agreements, and ongoing management tasks on your behalf.

 

Need help managing your investment? Get in touch with our dedicated team today




As autumn sets in and the end of the year approaches, landlords across the UK are gearing up to fill their rental properties before the holiday season arrives. Finding a tenant before December can present some unique challenges, so here’s a comprehensive guide to help you secure a tenant quickly and efficiently.

Prepare your property

First impressions count, so make sure your property is in top condition to attract potential tenants. Spend some time on necessary repairs, touch-ups, and deep cleaning. Additionally, you could consider enhancing kerb appeal with some eye-catching seasonal decorations or a welcoming wreath on the front door.

Set an attractive rent

An agent can help you set an attractive rent by researching current market rates in your area to establish a competitive rental price. While maximising profit is important, pricing too high can deter potential tenants. Be realistic and consider offering incentives such as utilities included or a reduced first month's rent to attract quality applicants.

Utilise online listings

A letting agent can utilise their online presence and take advantage of various online platforms to advertise your property. They will use high-quality photos and detailed descriptions to grab the attention of their network of potential tenants. 

Screen applicants thoroughly

Once inquiries start coming in, applicants should be screened rigorously. A letting agent can handle the process for you by requesting references from previous landlords and conducting employment verification and credit checks. This ensures that potential tenants meet your criteria for reliability and financial stability.

Offer flexible terms

Consider offering flexible agreement terms to attract a wider range of tenants. Short-term tenancy agreements or month-to-month options can appeal to tenants seeking temporary accommodation or unsure of their long-term plans.

Provide excellent customer service

Respond promptly to inquiries and maintain clear communication throughout the application process. A positive landlord-tenant relationship often begins with a smooth and professional interaction. Opting for a fully managed package means your tenants are taken care of by professionals from the offset, which can be an invaluable service if you operate on a busy schedule.

Stay informed about legal requirements

Ensure you comply with all legal requirements and regulations regarding rental properties in your area. Stay updated on tenant rights, eviction procedures, and safety standards to avoid potential legal issues.

Enlist the help of a letting agent

If managing the rental process becomes overwhelming, consider hiring a letting agent to help you with all aspects of property management. They can handle marketing, tenant screening, tenancy agreements, and ongoing management tasks on your behalf.

 

Need help managing your investment? Get in touch with our dedicated team today




Choosing your next property is a big decision, and you will have many questions during a viewing. These questions could be the answer to finding the right rental property, and they will help guide you during your search.

Do you like the location? 

Location is key when you are searching for your next home. Practical considerations such as your proximity to work, transport links, or excellent social amenities will help inform your decisions. But it’s also vital to ask yourself: What do you want from your next home's location? Is it important to be close to the countryside and vibrant towns and cities?

Is the kitchen in good order?

There's nothing wrong with running a tap to check the water pressure. How energy efficient are the appliances, and are they in good working order? Take a look at the cupboard spaces, as well as the condition of the walls. Check what is included as you would in any other room of the house.

Are the bedrooms right for your needs?

Are the bedrooms spacious enough for your needs? Is there scope to decorate? It’s important to define the boundaries here. If beds are included, you might want to inspect them thoroughly. It's also worth checking windows for drafts and areas around curtains for telltale signs of poor ventilation.

What should you look out for in the bathroom?

The bathroom's general cleanliness, from grouting between the tiles to the condition of the ceiling, is critical. Look carefully for evidence of mould. Extractor fans can be essential to keeping bathrooms in tip-top shape and can sometimes hide evidence of poor ventilation. That said, tenants should also play their part by opening windows regularly.

What does the property's exterior look like?

Whether you are renting a city apartment or a property in the suburbs, don’t neglect to take a thorough look around outside. Small and large outdoor spaces are equally important considerations. Do you have the time to maintain a large garden, or will it be maintained for you? Perhaps a characterful yet compact outdoor space that is perfect for winding down after a long day is exactly what you're looking for.

Final thoughts 

Take full advantage of your agent’s knowledge and expertise; that’s what they’re there for. Some properties benefit from round-the-clock maintenance support. Even without this in place, you will benefit from expert guidance when renting through a reputable agent. Renting this way will allow you to feel at ease and provide you with all the right information you need to make a confident choice.

 

Ready to take your next step? Book a viewing of your favourite properties today



As we head towards the winter months, now is the optimum time for landlords to prepare their properties for the harsher weather. Spending time and effort winterising your properties now could prevent future problems and save money further down the line. Here’s our winter property guide for landlords.

Service your boiler 

The number one priority for every landlord should be checking that the boiler in your property (or properties) is in good condition, as repair costs can be extremely expensive. Book a boiler service to ensure that everything is working correctly and safely, as boilers can easily break down when turned on and used in the colder months. 

Insulate pipes 

Adding insulation to your pipes is a worthwhile measure that will prevent them from freezing or bursting due to the cold. Focus on pipes in external areas and lofts, which may be subject to the most extreme temperatures, and problems should be avoided as the cold sets in. 

Install smoke and carbon monoxide alarms 

In line with regulations from October 2015, a smoke alarm must be installed on each floor of a rental property – now is the perfect time to double check these are in good working order. If your rental property has a fireplace (or solid fuel appliance), then additional carbon monoxide alarms must be fitted in the same room, as the chances of these items being used increase astronomically in winter.

Inspect the roof 

Chipped, cracked, or dislodged tiles on your roof could lead to significant water damage, and in cold temperatures, this can lead to structural issues with water freezing and expanding. Double-check that your roof is in tiptop condition to prevent any issues in the future.

Clean the gutters

While you take time checking any issues on your roof, be sure to check your guttering and clear them out to avoid blockages and breakages when the inevitable rain falls. By not having your guttering cleaned regularly, you are making your property vulnerable to drainage issues, which could lead to larger problems in the future.

Seal any draughts or air leaks

Air leaks can crop up over summer, leaving your home ill-prepared for the cold winter. This will increase the energy bill for you or your tenants, so by inspecting windows, doors, or any other vulnerable spots and sealing them up with caulk, you can ensure to provide a warm and energy-efficient home.

Provide winter emergency supplies

Equip your rental property with essential winter emergency supplies to ensure your tenants feel safe in your property. This can be a first aid kit, a torch, or even a shovel for the scenario of becoming snowed in. Providing these will create peace of mind for you and your tenants.

 

Are you ready for the snowy season? Contact us today to find your next tenants




As the year draws to a close and the festive season approaches, it’s common to feel the pressure of keeping your space tidy and organised.

But beyond simply creating a more comfortable living environment, decluttering and optimising storage can also have a significant impact on your property's value and appeal, which can help if you're considering selling in the new year.

Here are six storage solutions that not only help you manage your belongings but also enhance your home's marketability.

Loft space

With a bit of creativity, lofts can become a useful storage space and major selling point. By turning your loft into an organised, accessible storage solution, you can not only make your life much easier but also increase the value of your property. Installing sturdy shelving and proper flooring makes your loft a safe and practical place to store decorations, suitcases, or unused items. 

Built-in wardrobes

Freestanding wardrobes can be bulky and take up valuable floor space. A solution to this is installing a built-in wardrobe, which can be customised to fit your needs and bedroom designs. The sleek, modern look of built-in wardrobes also helps to increase property value, which is key if you decide to sell your property.

Under-stair storage

The space under the stairs is often overlooked, but it presents a great opportunity to create a clever storage solution. Installing pull-out drawers, shelving, or even a small coat cupboard can ensure you make the most of the space, making more room for furniture or festive decorations.

Organise kitchen cupboards

Kitchens can become cluttered with gadgets and ingredients, especially at Christmas time. Eating leftover snacks, discarding out-of-date ingredients, and organising your cabinets can help make cooking Christmas dinner and baking festive treats much easier.

Invest in bathroom storage

Bathrooms are often short on storage, so adding shelving, a vanity unit with drawers, or wall-mounted cabinets can transform your space. Keeping toiletries, towels, and cleaning products neatly stored away helps make even the smallest of bathrooms feel larger.

Outdoor storage solutions for garden essentials

If you have a garden, outdoor storage solutions are a must. A garden shed can help you neatly store tools, outdoor furniture, or children’s toys, leaving your garden looking tidy. Keeping the exterior of your property free of clutter improves kerb appeal and demonstrates to buyers that the outdoor space is low-maintenance, which could add value to your home.

 

Looking to sell? Book a valuation today to discover the value of your property



What will the UK 2025 property market look like?

Next year promises to offer exciting times, whatever your property plans are.

Click here to read What will the UK 2025 property market look like?.



Why 2025 is the year to grow your portfolio

Discover the key reasons for investing in more property next year.

Click here to read Why 2025 is the year to grow your portfolio.



10 selling tips to make 2025 your year

The last quarter of 2024 saw increasingly competitive mortgage rates, which helped to stimulate the market.

Click here to read 10 selling tips to make 2025 your year.



Property resolutions 2025: What are yours?

There are promising signs that the 2025 market will offer quicker selling times, better selling prices, and very healthy levels of demand.

Click here to read Property resolutions 2025: What are yours?.




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Next year promises to offer exciting times, whatever your property plans are.

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Good news and more good news for your home


If you’re thinking of selling your home, you’ve probably asked yourself the age-old question: Is now a good time? The short answer is yes – but the property market is no simple matter, so let’s take a deeper look into why now could be the perfect time to get your home on the market.

Buyers are active

The first Bank of England rate cut in four years has led to a notable increase in buyer activity. Lower interest rates reduce the cost of borrowing, making mortgages more affordable for potential homeowners. As a result, the market saw a 19% surge in inquiries from potential buyers in August 2024 compared to the same period in 2023.*
This suggests that more people are considering buying homes due to lower mortgage rates. The rate cut has effectively re-energised the housing market, encouraging more people to act on their desire to buy, especially as the current economic environment favours homeownership.

Supply remains low

Despite the increased interest from buyers, the supply of homes on the market remains 3% lower than pre-pandemic levels.* A common seasonal trend in the housing market is that after the summer holiday season, many potential sellers delay their plans to sell until the new year. This seasonal slowdown in listings contributes to an already low housing supply, giving existing sellers a significant advantage. In markets where demand exceeds supply, you might be able to price your home more competitively.

Houses are selling

HMRC data shows that 90,210 residential property transactions were completed in August 2024, which is 5% higher than the year before.** This rise in completed transactions suggests a healthy market where not only are buyers actively looking for homes, but they’re also following through and closing deals. Increased buyer confidence, likely driven by the lower interest rates and a relatively stable economy, is leading to a greater volume of sales, which can further reinforce market stability.

House prices are predicted to rise steadily

House prices have shown modest growth in recent months, creating a more balanced and stable housing market. With prices rising steadily but not at an unsustainable pace, the market avoids extremes such as overheating or stagnation. This stable environment allows for reasonable negotiations between buyers and sellers, as buyers feel comfortable making sensible offers on properties that are accurately priced.
This equilibrium is beneficial to both parties: buyers aren’t overpaying, and sellers are more likely to get offers close to their asking price. As the demand from buyers continues to outpace supply, house prices are expected to rise further, albeit at a steady and manageable rate.

 

Are you wondering what price your home could achieve? Book your professional valuation today

 
Rightmove*
HMRC**
 
 
 




It’s impossible to predict the future, but the 2024 property market made serious strides forward compared to the previous year. So, the market is already looking good, and 2025 promises to be even better. Let’s take a look at why and what that means for you.

Improving growth

Buyer demand and sales agreed were up by 25% towards the end of 2024 compared with the previous year.* This helps set the market up nicely for next year. As movers place their homes on the market to make an early start, the market gains more momentum. All of this means you should be able to sell more quickly and get the price you want for your property with minimal fuss. You can also enjoy exploring different properties as they appear in your inbox.

Good levels of stability

This is key to understanding the market. Far from the fear of sudden drops or high levels of house price inflation, the market has remained stable. Over the course of 2024, average house prices in the UK increased by 1%.* Property values have experienced more significant increases in many regions. The market has entered a new era, allowing you to both buy and sell at a good price. This is largely due to sensible levels of interest rates.

More competitive mortgages

The expectation is that mortgage rates will reduce further in 2025. But if you are holding out for mortgage rates to return to the super low levels of a few years ago, then you will be disappointed. Interest rates are now set at more realistic and sustainable levels. This helps curb house price inflation, creating a more stable market. It’s crucial to remember that compared to years past, interest rates today represent exceptional value.

Lots of options for you

Whatever your property plans are, the upcoming year promises to bring exciting times. More options create more opportunities. When lots of homes change hands, you tend to get a wider choice of properties. So even if you are not quite sure of your next steps, simply exploring the market will offer you much inspiration. This applies whether you are investing, developing, buying a forever home, taking first steps, or looking to buy a second home.

Slicker service

The service agents offer you has improved exponentially over the years. This year will be no exception. This is largely due to the ability to connect to almost endless lists of buyers and sellers, as well as the ever-growing range of services that are made possible. When you combine this knowledge and experience with your local market, you receive superior service. Good agents will be by your side during valuations, viewings, and throughout the entire moving process to make your move easier.

 

Book a valuation to discover your options

 

October Zoopla HPI*

 

 




A well-managed property portfolio can provide a sturdy and reliable stream of income and could contribute significantly towards your long-term financial health. So, if you’re ready to add another property to your portfolio, now is the time to do so. As we head into a fresh new year, here are some of the key reasons for investing in property in 2025:

Growth forecasted

If you’re asking yourself: ‘Why should I invest in the UK property market?’ You only need to look at 2025’s outlook for your answer. According to Statista, the rental market is on track for growth of nearly 21% by 2028.*
Since 2021, rental growth has gained substantial momentum, with March 2024 witnessing the highest annual growth in a decade.* This trend reflects the complex dynamics between rising mortgage rates, constrained housing affordability, and a limited supply of rental properties.

Interest rates improving

Interest rates are showing signs of improvement, making the market environment more favourable for landlords and investors. As of October 3, 2024, the Bank of England's base rate stood at 5%, down from 5.25%, which was the highest level seen in 16 years.** This reduction signals a shift that could lower borrowing costs for mortgages and loans in the near term.
According to the National Association of Home Builders (NAHB), mortgage rates are expected to decline gradually over the next few years, averaging at 5.86% in 2025, and 5.49% by 2026. This downward trend could reduce financing costs for investors, enhancing the profitability of property purchases.***

Supply shortages

Despite recent improvements, the rental property market continues to face supply shortages. Although the number of available rental homes has increased by 18% compared to last year, there are still 24% fewer properties available than before the pandemic.**
This persistent shortage leaves renters with fewer options and heightened competition for available homes. For property investors, this represents a prime opportunity. If you have a solid understanding of the market and experience in property investment, now is an excellent time to expand your portfolio, not only to capitalise on strong demand but also to help address the ongoing supply challenges.

High demand

Demand for rental properties is expected to remain strong throughout 2025, driven by a combination of factors. While supply shortages are a significant contributor, the lack of affordable housing for potential buyers is also a major influence. The consistent upward trajectory in house prices will make homeownership less attainable for many, further increasing the demand for rental accommodations. As a result, property investors may expect sustained demand and potentially higher rental yields in the coming years.*

 

Interested in expanding your investment portfolio? Contact us for expert guidance!

 
Statista*
Zoopla**
National Association of Home Builders (NAHB)***
 




If you are considering selling, this could be your year, as the UK property market has made significant progress in 2024. The last quarter of 2024 saw increasingly competitive mortgage rates, which helped to stimulate the market. The number of sales agreed upon increased by 27% compared to 2023.* This has put the market in a good place as we enter another new beginning. Here are 10 top selling tips to make 2025 your year.

First impressions

As potential buyers scroll, make your property jump out at them with those all-important first impressions. Weeding, cleaning, re-painting, grass trimming, and anything else that makes your home look in tip-top shape by increasing its kerb appeal is worth doing.

Make a start now

The Boxing Day Boom and getting an early start in January are both great opportunities to get the ball rolling. But if you feel you would like to wait to prepare your home for sale, then do so. There are always little fixes you can carry out to start the process.

Book a valuation

With house prices holding out well, the market is geared to take an upturn in 2025. This makes it a good time to book a valuation. This will also give you the opportunity to pick your agent’s brains on how to make the most of your home’s value.

Make your home enticing

Decluttering your home can be a pain, but it’s worth doing. If kitchen worktops are clear of clutter, they will look bigger. This applies pretty much everywhere, from sitting rooms to floors and bedrooms.

Be prepared

It’s easy to forget about paperwork when your mind is concentrating on preparing the rest of your property. Having certificates and other necessary documents readily available helps to avoid delays. Sorting blemished paintwork and minor fixes can make a big difference.

Clean as much as you can

Some people love it while others hate it. But homes that look clean and in good order attract buyers. If it helps, break it down into sections. Limescale, grouting between the tiles in the kitchen and bathroom, to the patio or decking all add up.

Set the scene

Dressing your home does not have to be an expensive, labour-intensive exercise. Setting the table nicely, fresh towels in the bathroom, neatly made beds, flowers, and plants after you have cleaned and decluttered will help your home look its best.

Set your asking price correctly

Using a local agent will help you set the right asking price. They may have advised you on how to prepare your home for pictures and a virtual tour. Their understanding of the local market, client list, and experience will help you extract the right value for your home.

Create a strategy

It’s always worth taking the time to discuss your sales strategy throughout the selling process. Having a plan when it’s time to negotiate can help you achieve a better selling price, and your agent’s guidance on this is highly valuable.

Talk to your agent

Regularly communicating with your agent from valuation to viewings, from negotiation to exchange of contracts, will steer you along the right path. There is a lot to remember and a lot to do, but with the right property professionals by your side, selling can be a breeze.

Book a valuation and get more tips as you find your home’s true value

 
September Rightmove HPI* 




Next year is going to be a good one, thanks largely to the lowest mortgage rates for well over a year. This is encouraging a lot of buying and selling activity and is very positive for the UK property market. So, if you are one of those people who was waiting to see what happens, perhaps now you can finally begin your New Year property resolution. We examine various options.

Buy a first home

More competitive mortgage rates and an expanding range of mortgage products are finally enabling first-time homebuyers to enter the property market. The mortgage guarantee scheme, with its renewed deadline of June 30, 2025, is one way in which you may get a foothold inside your own home. Perhaps your resolution is to help a loved one buy their first home. If this is your goal, you have a variety of options, from guarantor mortgages to equity release.

Improve your property

Perhaps you have already found the perfect property, but you want to make improvements. You may be doing this to add to its value or simply want to enjoy a better kitchen, glass door walls, or a stunning garden. Once your renovations are complete, booking a valuation to update the real value of your home can be both exciting and rewarding.

Sell your property

Given that the market's performance has exceeded many expectations, you may be considering selling. There are promising signs that the 2025 market will offer quicker selling times, better selling prices, and very healthy levels of demand. Toward the end of 2024, buyer demand and sales agreed were up 25% compared to the previous year.*

Begin a property portfolio

You may fancy investing in the lettings market. If you are interested in investing in the lettings market, 2025 could be a good year to start. Many retiring landlords are leaving this market; others are wrongly fearful of the Renters’ Rights Bill, which if implemented could improve life for landlords and tenants. This means you may be able to buy ready-to-let properties with tenants in place. This sector needs new entrepreneurs who can meet the high levels of demand for rental homes.

Get the keys to your forever home

Maybe you are looking for your forever home. In this wonderful time in your life, you'll want every detail to be perfect for you and your loved ones. On the other hand, you will most likely have big plans for it. Over the years, these plans may change, and you will want to own a property that offers that flexibility. You may work from home in a workshop, an office, or both and want more space, maybe you want a home with more land. Whatever you are looking for it’s there waiting for you.

Decide to downsize

You may prefer a modest space that gives you more disposable income and choose to downsize into an energy-efficient property. If you own a larger home that has significantly increased in value in recent years, downsizing could be a wise decision. Your home may surprise you and open the doors to a more comfortable retirement, the opportunity to buy a second home, or simply a chance to do all the things you have always wanted to.

Buy a holiday home

Purchasing a holiday home can be a solid investment—a place to unwind while potentially returning income. There is a steady influx of second homes entering the UK property market. This could be your chance to buy the home you have always wanted by the coast, a rural retreat, or perhaps the city escape you can enjoy at the weekends.

 

Book a valuation to see how close you could be to achieving your property resolutions

 
Zoopla*
 
 



The Effect of Economic Uncertainty on Property Transactions

Economic uncertainty can have a profound impact on the property market, influencing buyer confidence, mortgage rates, and transaction volumes. Factors such as inflation, interest rate fluctuations, and global economic trends all play a role in shaping the housing landscape. 

Market trends amid uncertainty 

When financial markets are volatile, many buyers and sellers take a cautious approach. High inflation and rising living costs can reduce affordability, leading to a slowdown in property transactions. Conversely, falling interest rates and government interventions can stimulate the market by making borrowing more attractive. Rightmove reports that despite economic challenges, UK house prices are forecast to rise by 4% in 2025, suggesting continued demand in key areas. 

Opportunities in uncertain times 

For buyers, periods of economic uncertainty can create opportunities to secure better deals. Sellers, on the other hand, may need to be more flexible on pricing to attract buyers in a cautious market. Working with an experienced estate agent can help navigate these conditions effectively. 

Stay ahead in a changing market 

If you’re planning to buy or sell in 2025, expert guidance is key. 

 

Contact us for tailored advice and insights to help you make the best property decisions in uncertain times. 



Shared Ownership vs. Traditional Buying: Which Is Better?

With rising house prices and increasing mortgage rates, many buyers are considering alternative routes to homeownership. Shared ownership has emerged as a popular option, but how does it compare to traditional buying? 

Affordability and accessibility 

Shared ownership allows buyers to purchase a portion of a property (typically between 25% and 75%) while paying rent on the remainder. This can make getting onto the property ladder more affordable, as deposits and mortgage payments are lower. Traditional buying, while requiring a larger upfront investment, provides full ownership and long-term equity growth. 

Flexibility vs. long-term investment 

Shared ownership offers flexibility, as buyers can increase their stake in the property over time. However, reselling a shared ownership home can be more complex than selling a fully owned property. Traditional homeownership provides greater control over modifications and potential market value increases. 

Which option suits you best? 

Choosing between shared ownership and traditional buying depends on your financial situation and long-term goals. If you’re exploring your options, contact us for expert advice on finding the best path to homeownership. 

 
Book a valuation for expert guidance on the next steps in your home buying journey
 



Stamp Duty Changes in 2025: What Buyers and Investors Need to Know

 

Stamp Duty Land Tax (SDLT) remains one of the most important factors influencing property transactions in the UK. In 2025, adjustments to stamp duty rates and exemptions impact homebuyers and property investors in different ways.

Key Changes in 2025

  • New Thresholds for First-Time Buyers: The stamp duty exemption for first-time buyers remains in place but has been revised. Those purchasing homes below a certain threshold will continue to benefit from reduced or zero tax rates.
  • Changes in Tax Bands: Adjustments in tax bands mean that some buyers, particularly in higher price brackets, will face increased costs, while others may see reductions depending on the property value.
  • Additional Surcharges for Second Homes: Buyers purchasing additional properties, including buy-to-let investments and holiday homes, continue to face a higher surcharge, making it essential for investors to calculate overall transaction costs.

Impact on Homebuyers and Investors

For first-time buyers, the revised thresholds may mean paying less tax, making homeownership slightly more affordable. However, those purchasing high-value homes must prepare for higher SDLT liabilities.

For investors, increased SDLT surcharges add to the overall expense of expanding property portfolios. Some may need to rethink investment strategies, focusing on areas where rental yields can offset higher transaction costs.

How to Plan for Stamp Duty in 2025

  • Use an SDLT calculator to estimate costs before committing to a property purchase.
  • Explore government incentives and exemptions that could reduce tax liabilities.
  • Work with financial advisors to assess long-term affordability, particularly for buy-to-let investments.
  • Consider timing purchases to take advantage of any temporary reductions or exemptions.

Understanding the latest SDLT rules is essential for making informed buying and investment decisions in 2025.

 
 
Book a valuation for expert guidance on the next steps in your home buying journey
 
 



The Renters' Rights Bill: What It Means for Tenants and Landlords

 
 

The rental sector is undergoing significant changes with the introduction of the Renters’ Rights Bill. This legislation is designed to enhance protections for tenants while ensuring landlords operate within fair and transparent guidelines. The bill aims to create a more balanced rental market by improving housing conditions, increasing tenant security, and streamlining eviction procedures.

Key Changes Under the Bill

  • Abolition of No-Fault Evictions: Landlords will need to provide a valid reason to reclaim a property, ensuring tenants have more security in their homes.
  • Fairer Rent Control Measures: Stricter regulations on rent increases aim to prevent sudden and unaffordable hikes, providing greater stability for tenants.
  • Minimum Housing Standards: Landlords will be required to meet higher standards for property maintenance, ensuring that rented homes are safe, energy-efficient, and habitable.
  • Stronger Enforcement: Local councils will have greater power to take action against landlords who fail to meet legal requirements.

Implications for Tenants and Landlords

For tenants, these changes offer more security, protection against unfair eviction, and greater control over living costs. They will also benefit from higher-quality housing, as landlords will be obligated to maintain their properties to new standards.

For landlords, the new regulations mean adapting to stricter rules and ensuring compliance with updated rental policies. While some may view these changes as challenging, responsible landlords who already maintain high standards may see minimal disruption.

What Tenants and Landlords Should Do

  • Tenants: Understand your new rights and what legal protections you have under the bill.
  • Landlords: Review your rental agreements, ensure properties meet new standards, and seek professional advice if needed.
  • Both Parties: Open communication between tenants and landlords will be crucial in navigating these changes smoothly.

With these reforms, the UK rental market is set to become fairer and more transparent, ensuring a balanced relationship between tenants and landlords.

 

 



First-Time Buyers in 2025: Is Homeownership Still Within Reach?

 
 

For many, buying a home is a milestone, but affordability concerns remain a significant barrier. Rising living costs, mortgage rates, and house prices continue to shape the market. However, with strategic financial planning and knowledge of available schemes, first-time buyers can still achieve homeownership.

Understanding Market Conditions

The UK housing market has stabilised after fluctuating in recent years. Some regions have seen modest growth in house prices, while others have experienced slight declines. This variation creates opportunities for buyers who are flexible about location and willing to negotiate.

Mortgage lenders are offering more flexible options, such as extended repayment terms and lower deposit requirements, helping to make homeownership more achievable. Additionally, government-backed schemes like Shared Ownership and the First Homes initiative provide financial assistance to buyers, reducing the overall cost of purchasing a home.

Practical Steps for First-Time Buyers

  • Save for a deposit while exploring low-deposit mortgage options.
  • Research government schemes to determine eligibility.
  • Consult with mortgage brokers for the best financial products.
  • Consider locations where prices are more affordable.

While challenges persist, careful planning and financial discipline can help first-time buyers step onto the property ladder in 2025.




Holden Copley
26 High Street, Arnold, NG5 7DZ
info@holdencopley.co.uk